Various Auto Insurance Coverage Types Details

When Something happens during driving, we claim the insurance. There’s lot of clIms available. By the Auto Insurance policy some part of coverage applicable. We can see the Type of auto insurance coverages.

Bodily Injury Liability:

Coverage against bodily injuries to others in an accident that is your fault.

Personal Injury Protection:

Coverage forinjuries sustained by the driver or any passengers, often including medical bills and lost wages.

Property Damage Liability:

Coverage against property damage to another party in an accident that is your fault.

Rental Car Coverage:

Coverage for your rental car if it is damaged or stolen.

Stacked Uninsured Motorist Coverage:

Coverage that allows you to combine or “stack” the individual limits of coverage on multiple insured vehicles in the same household.

Uninsured Motorist Property Damage Coverage:

Coverage that protects against property damage caused by an uninsured or underinsured motorist.

Pet Injury Coverage:

Coverage for injuries to your pets sustained in an auto accident.

Collision:

Coverage against any damageresulting from a collision.

Comprehensive:

Coverage against any non-collision vehicle damage including fire, theft, or vandalism.

GAP Insurance:

Coverage that pays the difference between the actual value of atotaled car and the balance remaining on an auto loan.

Interior Vehicle Coverage:

Coverage of personal belongings inside of the car, like your clothes, sound system, or purse.

New Car Replacement:

Coverage that will replace a totaled car with a brand-new version if it is less than one year old.

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